Best Digital Initiative
Winner Highly Commended Finalists
Morgan Stanley - Morgan Stanley’s Digital Artifacts (MS-DA) Anglo-Gulf Trade Bank (AGTB) & Publicis Sapient
Credit Suisse (Schweiz) AG
NewDay
Anglo-Gulf Trade Bank (AGTB) & Publicis Sapient
ANNA Money
Banco BASE, S.A.,Institución de Banca Múltiple, Grupo Financiero BASE
BMO Bank of Montreal
CaixaBank. S.A.
Cathay United Bank
Credit Suisse (Schweiz) AG
First Tech Federal Credit Union
ICICI Bank
Morgan Stanley
NewDay
Qulix Systems
Sberbank
thinkmoney
TVS Credit Services Ltd

 

Best Fintech Partnership
Winner  Highly Commended  Finalists 
ezbob & Esme Loans by RSB - Transform SME lending Israel Discount Bank & nsKnox
Ixaris Payments & Banking Circle
Zagrebačka banka d. d. & Hrvatski Telekom d.d.
Bank Millennium & Autopay by Blue Media
Barlcays & OpenFin
ezbob & Esme Loans by RSB
FINOS (Fintech Open Source Foundation)
Ignition Advice & Bank of Ireland
Israel Discount Bank & nsKnox
Ixaris Payments & Banking Circle
J.P. Morgan Chase & Intradiem
Lloyds Banking Group & Publicis Sapient
Santander UK & nCino
The Venture Center & FIS & ICBA
Token.io & Almoayed Technologies
United Overseas Bank Ltd (UOB) & Personetics
Vitesse PSP & Brit Insurance
Zagrebačka banka d. d. & Hrvatski Telekom d.d.

 

Best Mobile Initiative
Winner Highly Commended Finalists
Jibun Bank Corporation – Smartphone Debit Card Alfa-Bank Belarus
Caixa Geral de Depósitos
United Overseas Bank Ltd (UOB)
Alfa-Bank Belarus
BANCO DAVIVIENDA S.A
Bank Millennium
Caixa Geral de Depósitos (Caderneta app)
Caixa Geral de Depósitos (Caixadirecta app)
CaixaBank. S.A. 
CTBC Bank
HSBC
Jibun Bank Corporation
Saxo Bank
Sberbank (Business mobile app)
Sberbank (Online personalization)
Tandem Bank
Tinkoff
United Overseas Bank Ltd (UOB)

 

Best Tech Overhaul Project
Winner Highly Commended Finalists
J.P. Morgan Wealth Management - Legacy Technology Decommission, U.S. Private Bank Client Facing Teams LeasePlan Bank
Barclays Bank PLC – Trade & Working Capital – Corporate Technology
Somo
Avanza
Barclays Bank PLC – Trade & Working Capital – Corporate Technology
BMO
Caixabank S.A.
DBS Bank (Hong Kong) Ltd.
Fincare Small Finance Bank
Hellenic Bank
ICICI Bank
J.P. Morgan Wealth Management
KeyBank
LeasePlan Bank
Morgan Stanley
Paytm
PostFinance & Tata Consultancy Services (TCS BaNCS)
Somo

 

Best Use of Emerging or Innovative Technology
Winner Highly Commended Finalists
HSBC – Voltron CTBC Financial Holding (CTBC Holding)
Israel Discount Bank
Royal Bank of Scotland & Infosys Finacle
Banco BPI
Bank of Ceylon – Sri Lanka
Cashplus
CTBC Financial Holding (CTBC Holding)
FINTECHOS TECHNOLOGY UK Ltd
HSBC
Israel Discount Bank
J.P. Morgan Wealth Management (Leveraging Micro Frontends)
J.P. Morgan Wealth Management (Intelligent Client Servicing for Wealth Management)
Morgan Stanley
Nordea
Publicis Sapient & Anglo-Gulf Trade Bank (AGTB)
Royal Bank of Scotland & Infosys Finacle
Tinkoff
Vizolution & BNP Paribas Personal Finance

 

Top Digital Innovation
Winner Highly Commended Finalists
Sberbank – Bank of Business Partners  Sberbank
VakıfBank
Barclays
Caixabank S.A. (OCEAN NOW World Wide Funds)
CaixaBank. S.A. (CaixaBank sign)
Coast Capital Savings Federal Credit Union
CTBC Bank
J.P. Morgan Asset Management (Market insights scenarios)
J.P. Morgan Asset Management (Recommendation engine)
Lloyds Banking Group
Morgan Stanley
Sberbank (E-documents management platform)
Sberbank (Sberbank online postcards)
Sberbank (Bank of business partners)
Sberbank (Electronic cheque)
Signicat
VakifBank

 

Best Use of AI
Winner Highly Commended Finalists
Bank of America - Enterprise Data Indexing Engine (EDIE) Kasisto
Morgan Stanley
Tinkoff
Bank of America
Credit Suisse (Schweiz) AG
CTBC Bank
Israel Discount Bank
JPMorgan Asset Management (ThemeBot)
JPMorgan Wealth Management (Intelligent Client Servicing for Wealth Management)
Kasisto
Mastercard
Morgan Stanley
Saxo Bank
Sberbank
Tinkoff

 

Best Use of Data
Winner Highly Commended Finalists
Zaloni - The Zaloni Data Platform

Banco BPI
Morgan Stanley

Banco BPI
Datalabs®
J.P. Morgan Asset Management (Bert)
J.P. Morgan (Credit dashboard pre trade analytics platform)
J.P. Morgan Chase (Chase Credit Card Cord Core Processing CDC Mechanism) Morgan Stanley (Dragonfly: Advanced Latency and Performance Monitor)
Morgan Stanley (Morgan Stanley’s Code 360 – A Code Analytics Platform)
SmartStream Technologies
VakifBank
Zaloni

 

 

Best Use of RegTech Best Use of Fraud Protection Technology
Winner Highly Commended Finalists Winner Highly Commended Finalists
Rabobank & Signicat - Rabo eBusiness Deutsche Bank
J.P. Morgan
Deutsche Bank
HSBC
J.P. Morgan (TradeVault)
J.P. Morgan Chase (AEye)
Konsentus
Rabobank & Signicat
Revolut & ClauseMatch
Xinja
J.P. Morgan Chase - Total Authentication and Risk Assessment (TARA) SWIFT
Vocalink Services
Cashplus’ use of iovation, a TransUnion company
Clari5
Everlink Payment Services
J.P. Morgan Chase (Check fraud detection)
J.P. Morgan Chase (TARA)
SWIFT
United Bulgarian Bank & OneSpan
Vocalink Services

 

Best Use of IT in Retail Banking Best Use of IT for Lending
Winner Highly Commended Finalists Winner Highly Commended Finalists
thinkmoney & Outsystems - Digital Transformation Programme

Banco BPI
Cathay United Bank

Alternatif Bank
Banco BPI
Caixabank S.A.
Cathay United Bank
ICICI Bank
Sberbank (a bill payment service using a QR code from a photo of a receipt stored in the mobile device gallery)
Sberbank (Sberbank Online Platform)
thinkmoney & Outsystems
Divido - Global white label lending platform for point-of-sale finance Banking Circle
Bank BRI and Infosys Finacle for pioneering digital first lending in Indonesia with BRI Pinang
Alfa Bank Kazakhstan
Banking Circle
Banco BPI
Bank BRI and Infosys Finacle
Divido
ITSCREDIT
Mambu
nCino & Santander UK

 

Best Use of IT in Private Banking/Wealth Management Best Use of IT in Corporate Banking
Winner Highly Commended Finalists Winner Highly Commended Finalists
Avanza & Gigaspaces - NextGenTrading Platform

ABN AMRO & Temenos
Tinkoff

ABN AMRO & Temenos
Avanza & Gigaspaces
ERI Bancaire
Morgan Stanley (Modern Platform – Transaction Forensic Monitor (TFM) Frameworks)
Morgan Stanley (Morgan Stanley’s Digital Business Automation (Workflow) Platform)
Tatra banka & Dorsum
Tinkoff
Sberbank – FinTech API – Building an Ecosystem for Corporate Clients ABSA CIB Corporate Technology ABSA CIB Corporate Technology
Citizens Bank
HSBC
Sberbank (FinTech API – Building an Ecosystem for Corporate Clients)
Sberbank (Sberbank Business Online – Digital Ecosystem for business clients)
Tinkoff

 

Best Use of Biometrics Best Use of Cloud
Winner Highly Commended Finalists Winner Highly Commended Finalists
Mastercard - Connected Intelligence Alfa-Bank Belarus AIB
Alfa-Bank Belarus
Caixabank S.A.
CTBC Bank
Jumio & HSBC
Mastercard
LeasePlan Bank - Project DeLorean ABSA Corporate Technology ABSA Corporate Technology
AXA
Coast Capital Savings
LeasePlan Bank
SmartStream Technologies
Judo Bank & Temenos

 

Best Use of IT in Treasury and Capital Markets Fintech for Good
Winner Highly Commended Finalists Winner Finalists
Morgan Stanley - Modern Platform, Generic Rules Engine (GRE) Frameworks J.P. Morgan Asset Management Avanza
Cassava Smartech & Comviva
Credibly
J.P. Morgan Asset Management
Morgan Stanley
Sberbank
BMO- BMO Give&GO BMO
Israel Discount Bank
Morty

 

FinTech Futures - Editors Choice Award Winner

Awarded to a project which was deemed outstanding by the FinTech Futures editorial team

Mambu & Nordiska – Lendtech Overhaul