2018 Shortlisted Entries

Best Tech Overhaul Project

Albaraka Turk Participation Bank – Mobile Framework Project
African Bank – Decision Management System
Arion bank – Arion Bank Digital Future Accelerator
Bank of America – Digital Mortgage Experience
Barclays – Business Bank CRM
Credit Suisse – Risk and Finance Workflow Product
Deutsche Bank – Enhanced Prime Brokerage Reengineering
FNB Business – Juristic Credit Optimisation Platform Enablement
HLBB – Hong Leong Bank Berhard – Digital Transaction Banking (DTB)
Schroders – Schroders Infrastructure Technology (Programme Mural)
Schroders – Schroders Group Data Warehouse
UAE Exchange – Technology Infrastructure – Future Proofing

Best Use of Emerging or Innovative Technology

Aktif Yatırım Bank A.Ş. – N Kolay Ankara Card
BPI – Low Code – Making OmniChannel a reality
Esme Loans – Loan origination process
ICICI Bank – Blockchain based Trade Network
HDFC Bank Limited – Gesture Banking
Intesa Sanpaolo – Intesa Sanpaolo, European First Mover to Instant Payments
iovation 
JPMorgan Chase – Robotics Process Automation (RPA)
Kotak Mahindra Bank Ltd – Real-time Cross-Channel Enterprise-wide Fraud Management
Pikcio AG – Compliance Wallet powered by PikcioChain
PKO Bank Polski – Trudatum, a blockchain platform integrating customer communication
SARB – Project Khokha
TEB – Next Best Action with machine learning and streaming analytics
TIAA – TIAA Refactor
Zopa – Kafka Quotation Pipeline – Industry First Implementation

Best Fintech Partnership

Albaraka Turk Participation Bank – insha – Europe’s First Interest-Free Digital Only Banking Services
Banking Blocks + FiveDegrees  
Bud – ‘artha’ – by First Direct, powered by Bud
Charles Schwab Investment Mgmt – SAGE (Charles Schwab Investment Management) and Aladdin (Blackrock)
Deutsche Bank – Centre of Excellence
EcoCash, Steward Bank and Comviva – EcoCash
Form3 – UK Real-Time Payments with Ebury
HSBC – HSBC – Tradeshift Partnership
Nuapay and Arkea – Instant Payments
PKO Bank Polski – Let’s Fintech with PKO Bank Polski
RBS in partnership with Vizolution – DigiDocs
Rabobank and Signicat – Rabo eBusiness

Best Use of Biometrics

Albaraka Turk Participation Bank – Biometric Signature Project
DBS Bank – Voice Biometrics
First National Bank (FNB) – AppAZON
HSBC – HSBCnet Mobile App with Face ID
Morgan Stanley – Leveraging Voice Biometrics and Pindrop in the Call Center/IVR to Prevent Fraud
RAK Bank – Customer onboarding in 2 minutes!
Tatra banka – Face Biometrics
Tinkoff  – Voice Biometry

Best Use of IT in Private Banking/Wealth Management

DBS Bank – Mutual Fund digital journey transformation
Ignition Advice
JP Morgan – Connect OS – Canvas Workspaces
Morgan Stanley – Goals-based Planning System
Raiffeisen Bank International – Wealth Management Platform – Dorsum
Saxo Bank – OCBC RoboInvest

Best Use of IT in Retail Banking

Albaraka Turk Participation Bank – Mobile Framework Project
Bank of America – myCTO
DBS Bank – Customer-centric Digital Experience
Deutsche Bank AG – API Program
JPMorgan Chase – PRANA – An Acceptance Test Driven Development Framework for Big Data Testing
National Bank of Canada – Online banking platform
NatWest and Qudini – Managing the customer experience across platforms and journeys with Qudini
TEB – Prizma

Best Use of IT in Corporate Banking

Bank of Baroda – Intellect Supply Chain Finance
BNP CIB – IV2 Digital Platform
BPI – Agile
Deutsche Bank
ING & Endava – Cognitive Automation in Wholesale Lending
Israel Discount Bank – Banking Website Redesign & New App Launch
OP Financial Group – OP Invoice Credit
Redwood + DPR consulting – Redwood Bank: Born in the Cloud
Santander – Corporate Digital Onboarding

Best Use of IT in Treasury and Capital Markets

BBVA – Platform XVA & Capital
BDO Nomura – Intellect Capital Alpha
Daiwa Securities Group – Daiwa Algorithm Trading System leveraging GigaSpaces in-memory computing platform
HSBC – MyDeal
HSBC – The Control and improvement of Capital Usage and Risk Weighted Assets (RWA) programme
İşbank – İşCep Stock Trading & İşCep International Markets
JP Morgan – Asset Management Strategic Hedge of Seed Capital
JP Morgan – Asset Movement Engine
NatWest Markets – MicroRates
Société Générale – SDS: SGCIB Data Services leveraging GigaSpaces in-memory computing platform

Best Use of IT for Lending

Arion bank – Mortgages and Refinancing of Mortgages
BBVA – Project Arion: Blockchain Loans
BPI – Online Immediate Personal Loan
Credit Suisse – Credit Approvals for Leveraged Lending
CTBC Bank – Online Loan
Ezbob – Digital lending-as-a-service platform
ID Finance and Instantor – Lending in Emerging Markets in Europe and Latin America
iwoca – small business loans
Morgan Stanley – Leveraged Loans Processing
Morgan Stanley – Warehouse Resi Client Portal
NewCommerce Services sp. z o. o. – BANCOVO.pl financial marketplace
OP Financial Group – OP Invoice Credit
Redline – RAC Flexiloan
Roha Housing Finance  – First project for digital transformation in housing finance with FinnOne Neo
Royal Bank of Scotland  – Always On – a proactive approach to helping customers

Best Digital Initiative
sponsored by Dimension Data

AIB – AIB Mobile App
Bank Millennium Poland – Travel insurance with ”Travel assistance” widget in Bank Millennium mobile app
Bank of America – Bank of America mobile app
Citizens Commercial Banking – FiX Digital Tool
ClearScore – Coaching
DBS Bank – ATE Digital 2018
Erste Bank Hungary – Open Banking Strategy
First National Bank (FNB) – Digital Zone – OFV
HDFC Bank Limited – Centre of Digital Excellence
İşbank – Digital Transformation Program
Metro Bank – Jumio    
RAK Bank – RAK Bank’s Omnichannel Digital Banking Offering
RBC – SalesBook
Tinkoff – Stories in the mobile banking app
Vocalink – PromptPay

Best Mobile Initiative

Bank Cler AG – Zak
Batelco, AFS and Mahindra Comviva – bwallet
Caixabank – App Caixabanknow
Curve with Wirecard 
DBS Bank – DBS Lifestyle app
Engage – Engage & SamsungPay
HDFC Bank Limited – HDFC Bank’s New Mobile Banking App
HSBC – HSBC UK Mobile Banking app – Mobile X
HSBC – Connected Money from HSBC
Israel Discount Bank – In-App Triple Layered Service
Itaú Unibanco S.A. – Itaú Keyboard
Saxo Bank – SaxoTraderGO Fixed Income Launch
Sberbank – Dialogues in Sberbank Online
Siam Commercial Bank – SCB Easy
United Overseas Bank – UOB Mighty FX

Top Digital Innovation

AIB – AIB Mobile App
Bank of America – Digital Mortgage Experience
Bank of Montreal – BMO Quickpay
Daiwa Securities Group – DATS – Daiwa Algorithm Trading System leveraging GigaSpaces in-memory computing platform
Deposit Solutions – Open banking platform
Desjardins – Assistant AccesD and “accelerating conversions”
First National Bank (FNB) – AppAZON
Hellenic Bank Ltd – Digital Storefront
Newcommerce Services Sp. – Bancovo
Nordea – Open Banking
RBS in partnership with Vizolution – DigiDocs
Sberbank of Russia – Bank of Business Partners
Secure Trust Bank and Bonafidee – Moneyway, Secure Trust Bank and Bonafidee
Siam Commercial Bank – SCB Easy
UBank – RoboBrain

Best Use of Cloud

absa GroupLimited – Amber
CheckVentory – CheckVentory Auditor
Form3 – UK Real-Time Payments with Ebury
Morgan Stanley – MIFID II ISIN/TOTV Services
Santander & nCino – nCino Bank Operating System
Redwood + DPR consulting – Redwood Bank: Born in the Cloud
St1 Finance  – Cloud Based Issuing
Tinkoff – Biggest cloud call centre in Europe

Best Consumer Payments Initiative

BMO – BMO quickpay
iCard AD – iCard
KBC Bank – Istant Payments project / Temenos Payments Hub
Moneymo online – Moneymo Mobile Shopping Platform
Morgan Stanley – Money Movement Strategic Transformation
National Bank of Greece – i-bank Pay & i-bank Pay4B
Nordea – Nordea Wallet
St1 Finance – Instant Mobile Issuing
UPT A.Ş. – SendUPT

Best Corporate Payments Initiative

Banking Circle – Banking Circle Virtual IBAN
BNY Mellon – Enabling RTP for the first time in the history of the USA
CIBC - Payment Services Hub – ACH, EFT processing
ECOMMPAY – GATE2025
IFX Payments – mPay – International Mass Pay Cross Border Payments Platform
ING Bank A.S. (Turkey) – Online Inventory Finance System (IFS)
Sberbank of Russia – Business Profile for Sberbank Business Online users
SWIFT – SWIFTgpi

Best Use of Data

Bank of America – ABCs of the Data Center
DBS Bank – SMART Ops Programme
DBS Bank – Data driven Legacy-to-Digital Journey
HSBC – GBM Big Data Program
Itaú Unibanco S.A. – Digital Analytics Center of Excellence
Itaú Unibanco S.A. – Data Battle
LendingPoint – LendingPoint platform
Morgan Stanley – Equity Trade Plant Monitoring (Manta)
Royal Bank of Scotland – Always On – a proactive approach to helping customers
Santander Bank Polska - Signature from Fiserv
Société Générale – SDS: SGCIB Data Services leveraging GigaSpaces in-memory computing platform
TEB – Big Data Project – Path to Churn Use Case

Best use of RegTech

4Finance – AML Compliance
Allied Irish Banks (AIB) – Shield
Bank of England – Regulatory Data Project
ClauseMatch and Barclays - Implementing RegTech solution for Policy Management at a large global bank
Morgan Stanley – RegW Processing on Big Data Technology Stack
NorthRow (formerly Contego) - Remote Onboarding & Secure ID Verification Solution
Santander – Corporate Digital Onboarding

Best Use of AI

Bank of America – Erica
Caixabank – Personal assistant
DBS Bank – Digibot
HDFC Bank Limited – Artificial Intelligence at HDFC Bank
HSBC – GBM Big Data Program
İşbank – New Age Sales Lead Generation
Morgan Stanley – Next Best Action (NBA)
Sberbank – Smart Search in Sberbank Online
UBank – RoboBrain
Ulster Bank – Salesforce Einstein

FinTech for Good

Banco BNI Europa – Coding Education for All
Deutsche Bank – CommunITy Hackathons
Lendio – Lendio Gives
Morgan Stanley – Aimar / MS – Crisis at Christmas
nCino 
Remitly – Remitly Community Support
Sunrise Banks – Spread the Warmth
Sustainably – Change the world every time you shop
Tesco Bank – Deedit
The Mifos Initiative – Mifos X

Click here for more information about the entry guidelines.

Other Banking Technology Awards:

Leadership Awards

Leadership Awards

Editor’s Choice

Editor’s Choice